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Nowadays it is very important for people to become aware about Short Term Investment Plans.
Money is one thing that should never be allowed to remain free, that is, never let money be kept in the house, it should always be invested somewhere good so that it keeps growing.
Friends! There are two types of investment according to time –
1- Long Term Investment
2- Short Term Investment
To read more about investment, go here- Long Term Investment Plans
Most people ask the question, what is a short term investment? (What is Short Term Investment)
Let us tell you this
What is a short term investment?
In short term investment, we invest our money somewhere for a short period of time (Invested for a short period). By this, we fulfill our short term objectives.
Suppose you want to invest your money somewhere for a few months or one or two or three years so that you can fulfill your short term objectives, this is called Short Term Investment.
While making short term investments, the most important is that such investments in India are of low risk and the returns from them are also very low.
Highlights of short term investment are as follows –
1- These are low risk investment.
2- They are invested for short term.
3- Less Return is available in the short term.
4- They fulfill short term objectives.
5- Less investment amount can be made in short term.
If you have saved money and if you have not invested it anywhere, then this short term investment article is for you only.
Top 5 Short Term Investment Plans in India
1- Saving Bank Account
This is the simplest method of Short Term Investment. For any person, who does not want to take any risk, this is the best short term investment plan.
Saving Bank Account has Zero Risk but at the same time the return or interest in it ranges from 3.5% to 6%. Returns in different banks vary.
If you want to open a savings bank account, first of all, see which bank is giving good returns.
2- R.D. Open Account
If you want to invest some money every month, then this is the best Short Term Investment Option for you. You can open your Recurring Deposit Account in both Post Office and Banks.
This is also a Low Risk and Less Return investment plan. This is a Safe Investment Plan. Interest found in different banks varies.
If you want to open a Recurring Deposit Account, first of all, see which bank is giving good returns.
3- F.D. Open Deposit Account
If you have a large amount or you want to invest your money at one go, then this is the Best Short Term Investment Option for you.
You can also open a Fix Deposit Account in both Post Office and Banks. Interest found in different banks varies.
If you open a Fix Deposit Account for a short term, then its biggest drawback is the tax on this maturity.
4- Short Term Mutual Funds
If you want to take a little risk while investing and want a high return, then it would be best for you to invest in Short Term Mutual Funds.
There are two types of Mutual Funds – Debt Mutual Funds and Equity Mutual Funds…. If you are investing for short term then you should invest in Debt Mutual Funds.
There are many Debt Mutual Funds in India. You can invest in a good Debt Mutual Fund with Moderate Risk.
5- Stock Market Short Term Investment
If you are interested in taking High Risk so that you can get High Return, then it would be best for you to invest in Stock Market.
To invest in Stock Market, you have to have good knowledge about Stock Market. Here you can get very good returns in a short time.
To invest in the stock market, you must have a Demat Account. You can also invest in the stock market by meeting a good broker.
Short Term Investment Plans in India : Video
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